Today , me and a friend of mine were discussing the cost of living in Delhi and then during our discussions we calculated his cost of living in New Delhi :
Ps !! It May sound high/low but this is upto the individual- what kind of lifestyle he/she needs.3 BHK Apartment : 49 K
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Total price = 80 Lac
Down payment = 40 Lac ( so 40Lac will be financed )
EMI - 40K ( per lac - 1K )
Electricity - 5000 ( 4 rs/unit )
Society charges - 1500
maid service - 1000
water - 1500
Cost of Education for Kid : 6K ( 6000 - including transport )
Groceries : 8K
Misc. Shopping : 3K
Communications : 2.2K
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DTH : 400
Internet : 800
Mobile : 1000
Petrol Prices : 2K ( 2000 Rs...400 KM....30 Litres)
Eating Out : 2K
Vacations : 2K
So finally ,
Total app. monthly expenses : 49+6+8+3+2.2+2+2+2 = 75 K
We also discussed the one time settlement cost :
Samsung washing machine ---29,990
Hitachi A/c - 2 ton - 36000 ----72000 ( 2 piece )
Whirlpool fridge - 405 lt -------32000
Sony Home theater ------------ 32000
LED TV ---------------------------40,000
RO System ------------------------16000
Vacuum cleaner ------------------6000
Microwave ------------------------15000
Inalsa food processor -----------5700
Double Bed -----------------------20000
Dining Table ---------------------22000
Sofa --------------------------------35000
TV table --------------------------12000
wardrobe -------------------------25000
Fans -------------------------------6000( 4 piece)
Total =================3.9 lacs
Misc expenses ------------------35000
Ps !! It May sound high/low but this is upto the individual- what kind of lifestyle he/she needs.3 BHK Apartment : 49 K
----------------------------
Total price = 80 Lac
Down payment = 40 Lac ( so 40Lac will be financed )
EMI - 40K ( per lac - 1K )
Electricity - 5000 ( 4 rs/unit )
Society charges - 1500
maid service - 1000
water - 1500
Cost of Education for Kid : 6K ( 6000 - including transport )
Groceries : 8K
Misc. Shopping : 3K
Communications : 2.2K
---------------------------
DTH : 400
Internet : 800
Mobile : 1000
Petrol Prices : 2K ( 2000 Rs...400 KM....30 Litres)
Eating Out : 2K
Vacations : 2K
So finally ,
Total app. monthly expenses : 49+6+8+3+2.2+2+2+2 = 75 K
We also discussed the one time settlement cost :
Samsung washing machine ---29,990
Hitachi A/c - 2 ton - 36000 ----72000 ( 2 piece )
Whirlpool fridge - 405 lt -------32000
Sony Home theater ------------ 32000
LED TV ---------------------------40,000
RO System ------------------------16000
Vacuum cleaner ------------------6000
Microwave ------------------------15000
Inalsa food processor -----------5700
Double Bed -----------------------20000
Dining Table ---------------------22000
Sofa --------------------------------35000
TV table --------------------------12000
wardrobe -------------------------25000
Fans -------------------------------6000( 4 piece)
Total =================3.9 lacs
Misc expenses ------------------35000
Final one time settlement cost = 4.25 lacs